Terms & Condition
Terms and Conditions of Use

Last Updated: 30 April 2024

These terms and conditions ("Terms") govern your use of www.finpaynow.com (the "Website") and constitute a legally binding agreement between you and Finpaynow ("we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.

Introduction

Finpaynow Commercial Broker ("Finpaynow") offers a range of financial services, including financial advisory, brokerage services, investment management, and research and analysis.

Additionally, Finpaynow operates a marketplace for the sale of digital gift cards.

By using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms.

Definitions

"Website" refers to www.finpaynow.com.

"User" refers to any person who accesses or uses the Website.

User Accounts

Users may be required to register for an account to access certain features of the Website.

Users are responsible for maintaining the security of their accounts and passwords.

We reserve the right to suspend or terminate user accounts at our discretion.

Client Responsibilities

Clients are responsible for providing accurate and up-to-date information about their financial situation, investment objectives, and risk tolerance.

Clients must comply with all regulatory requirements, including providing necessary documentation and adhering to anti-money laundering (AML) and know your customer (KYC) regulations.

Timely payment of fees and charges associated with Finpaynow services and digital gift card purchases is the responsibility of the client.

Fees and Charges

The fee structure for Finpaynow financial services will be outlined in a separate agreement or fee schedule provided to the client.

Fees for digital gift card purchases will be clearly displayed at the time of purchase and may include transaction fees or service charges.

Clients will be notified of any changes to the fee structure in advance, and their consent will be obtained where required.

Conflict of Interest:

Finpaynow acknowledges the potential for conflicts of interest to arise in its business operations.

Finpaynow is committed to managing conflicts of interest fairly and transparently to ensure the best interests of clients are prioritized.

Policies and procedures are in place to identify, assess, and manage conflicts of interest effectively.

Products and Services

Finpaynow Commercial Broker ("Finpaynow") offers a range of financial services, including financial advisory, brokerage services, investment management, and research and analysis.

Additionally, Finpaynow operates a marketplace for the sale of digital gift cards.

Ordering Process

To place an order, follow the instructions on the Website.

We will acknowledge receipt of your order and notify you of its acceptance.

Orders are subject to availability and may be refused or cancelled at our discretion.

Intellectual Property

All content on the Website, including text, graphics, logos, and images, is the property of Finpaynow and protected by copyright and other intellectual property laws.

Users may not use, reproduce, or distribute any content from the Website without our prior written consent.

Privacy Policy

Our Privacy Policy governs the collection, use, and protection of personal information.

By using the Website, you consent to the collection and use of your personal information in accordance with our Privacy Policy.

User Conduct

Users agree not to engage in any prohibited activities, including but not limited to fraud, spamming, or unauthorized access to the Website.

Users must comply with all applicable laws and regulations while using the Website.

Liability and Disclaimers

We do not warrant that the Website will be error-free or uninterrupted.

In no event shall Finpaynow be liable for any damages arising out of or in connection with the use of the Website.

Governing Law and Dispute Resolution

These Terms are governed by the laws of UAE.

Any disputes arising under these Terms shall be resolved through arbitration in UAE in accordance with the rules of the Dubai International Arbitration.

Changes to Terms and Conditions

We reserve the right to modify or update these Terms at any time.

Users will be notified of any changes to these Terms, and continued use of the Website constitutes acceptance of the modified Terms.

Miscellaneous

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

These Terms constitute the entire agreement between you and Finpaynow regarding the use of the Website.

For questions or inquiries about these Terms, please contact us at info@finpaynow.com.

Compliance Statements

Finpaynow complies with all applicable laws and regulations, including but not limited to rules, administrative or departmental regulations, directives, notices, treaties, judgments, decrees or orders of any governmental or regulatory authority.

Termination

Either party may terminate the agreement with Finpaynow in accordance with the terms and conditions outlined in the agreement.

Notice periods, termination procedures, and any associated penalties will be specified in the agreement.

Upon termination, any outstanding fees or obligations owed to Finpaynow must be settled in accordance with the terms of the agreement.

Acceptance

By using the Website, you agree to be bound by these Terms.